Warn “file changed as we read it” less often

Warn “file changed as we read it” less often

* src/create.c (dump_file0): Remove an fstatat call that is
unnecessary because the file wasn’t read so we can treat the first
fstatat as atomic.  Warn “file changed” when the file’s size,
mtime, user ID, group ID, or mode changes, instead of when the
file’s size or ctime changes.  Also, when such a change happens,
do not change exit status if --ignore-failed-read.  Finally, don’t
attempt to change atime back if it didn’t change.