refs: prepare `refs_init_db()` for initializing worktree refs

refs: prepare `refs_init_db()` for initializing worktree refs

The purpose of `refs_init_db()` is to initialize the on-disk files of a
new ref database. The function is quite inflexible right now though, as
callers can neither specify the `struct ref_store` nor can they pass any
flags.

Refactor the interface to accept both of these. This will be required so
that we can start initializing per-worktree ref databases via the ref
backend instead of open-coding the initialization in "worktree.c".

Signed-off-by: Patrick Steinhardt <ps@pks.im>
Signed-off-by: Junio C Hamano <gitster@pobox.com>