object-file: avoid ODB transaction when not writing objects

object-file: avoid ODB transaction when not writing objects

In ce1661f9da (odb: add transaction interface, 2025-09-16), existing
ODB transaction logic is adapted to create a transaction interface
at the ODB layer. The intent here is for the ODB transaction
interface to eventually provide an object source agnostic means to
manage transactions.

An unintended consequence of this change though is that
`object-file.c:index_fd()` may enter the ODB transaction path even
when no object write is requested. In non-repository contexts, this
can result in a NULL dereference and segfault. One such case occurs
when running git-diff(1) outside of a repository with
"core.bigFileThreshold" forcing the streaming path in `index_fd()`:

        $ echo foo >foo
        $ echo bar >bar
        $ git -c core.bigFileThreshold=1 diff -- foo bar

In this scenario, the caller only needs to compute the object ID. Object
hashing does not require an ODB, so starting a transaction is both
unnecessary and invalid.

Fix the bug by avoiding the use of ODB transactions in `index_fd()` when
callers are only interested in computing the object hash.

Reported-by: Luca Stefani <luca.stefani.ge1@gmail.com>
Signed-off-by: Justin Tobler <jltobler@gmail.com>
[jc: adjusted to fd13909e (Merge branch 'jt/odb-transaction', 2025-10-02)]
Signed-off-by: Junio C Hamano <gitster@pobox.com>