bcachefs: bch2_disk_accounting_mod2()

bcachefs: bch2_disk_accounting_mod2()

We're hitting some issues with uninitialized struct padding, flagged by
kmsan.

They appear to be falso positives, otherwise bch2_accounting_validate()
would have flagged them as "junk at end". But for now, we'll need to
initialize disk_accounting_pos with memset().

This adds a new helper, bch2_disk_accounting_mod2(), that initializes a
disk_accounting_pos and does the accounting mod all at once - so overall
things actually get slightly more ergonomic.

BCH_DISK_ACCOUNTING_replicas keys are left for now; KMSAN isn't warning
about them and they're a bit special.

Signed-off-by: Kent Overstreet <kent.overstreet@linux.dev>