ext4: fix journal credit check when setting fscrypt context

ext4: fix journal credit check when setting fscrypt context

Fix an issue arising when ext4 features has_journal, ea_inode, and encrypt
are activated simultaneously, leading to ENOSPC when creating an encrypted
file.

Fix by passing XATTR_CREATE flag to xattr_set_handle function if a handle
is specified, i.e., when the function is called in the control flow of
creating a new inode. This aligns the number of jbd2 credits set_handle
checks for with the number allocated for creating a new inode.

ext4_set_context must not be called with a non-null handle (fs_data) if
fscrypt context xattr is not guaranteed to not exist yet. The only other
usage of this function currently is when handling the ioctl
FS_IOC_SET_ENCRYPTION_POLICY, which calls it with fs_data=NULL.

Fixes: c1a5d5f6ab21eb7e ("ext4: improve journal credit handling in set xattr paths")
Co-developed-by: Anthony Durrer <anthonydev@fastmail.com>
Signed-off-by: Anthony Durrer <anthonydev@fastmail.com>
Signed-off-by: Simon Weber <simon.weber.39@gmail.com>
Reviewed-by: Eric Biggers <ebiggers@kernel.org>
Link: https://patch.msgid.link/20260207100148.724275-4-simon.weber.39@gmail.com
Signed-off-by: Theodore Ts'o <tytso@mit.edu>
Cc: stable@kernel.org